ACA Marketplace AND Medicare Open Enrollments – CCHCC can help!

November 9, 2020

We are in the midst of two overlapping Open Enrollments: Medicare Open Enrollment for Medicare Advantage and Medicare Part D (prescription drug) plans AND ACA Marketplace Open Enrollment for private health insurance and subsidies!

Please see below for information on both types of Open Enrollments, CCHCC’s Open Enrollment Centers for Medicare and for Marketplace, and to learn how CCHCC can help!

ACA Marketplace Open Enrollment – from November 1 through December 15, 2020
There is a lot going on with the ACA (that will be a subject for a different email!), but it’s important to remember that the Affordable Care Act (ACA) is still the law of the land! So, that means that private health insurance, and subsidies to make that insurance affordable, are still available through the ACA Marketplace! Also, for lower-income folks, Medicaid is still available, and Medicaid enrollment is available year-round. If you are not sure whether you qualify for a Marketplace plan with a subsidy, or for Medicaid, we can help you figure that out!

Most folks who get their health insurance through the ACA Marketplace need help and guidance with their enrollment process, and with applying for financial assistance. CCHCC is here and ready to help!

If you need help with your ACA Marketplace Open Enrollment, please contact CCHCC to schedule an appointment with one of our knowledgeable staff! To contact CCHCC for help, please call our office phone and leave a voicemail message at 217-352-6533, or send us an email at cchcc@cchcc-il.org. We will contact you to schedule your appointment!

You can also visit CCHCC’s ACA Marketplace Open Enrollment Center.

Read on.

Vote YES on the IL Fair Tax Constitutional Amendment!

October 29, 2020

Did you know that working people in Illinois pay more of their income in taxes than wealthy Illinoisans?

Currently, all Illinoisans pay a flat tax of 4.95% across the board. This means that all incomes are taxed equally. The federal government, and most states in our nation, levy income taxes via a system of tax brackets — the more you earn, the higher your tax rate as a percentage of income. Illinois is one of a handful of states that do it differently, using a 4.95% flat tax rate that’s the same whether you’re a millionaire or an hourly worker earning minimum wage. The obvious problem with that is, while 4.95% means a lot more money from the millionaire than from the minimum wage worker, it’s a far more significant hit to the minimum wage worker, who is likely already living on the edge financially.

Illinois’ current tax system is unfair for middle and lower-income families – taxing everyone at the same rate, regardless of income.

The Champaign County Health Care Consumers (CCHCC) has endorsed the Illinois Fair Tax constitutional amendment, and we urge every IL voter to vote “YES” for the Fair Tax!

Please read on for more information about the Fair Tax constitutional amendment, and to learn more about why our state’s current income tax system is problematic, both for tax payers, and for our state’s economy. You can also see the tax brackets that would be created under the Fair Tax.

Medicare Open Enrollment is now!

Go to CCHCC’s Medicare Open Enrollment Center!

Medicare Open Enrollment for Medicare Advantage and Medicare Part D (prescription drug) plans is happening now!

If you have Medicare, or will soon be new to Medicare, Champaign County Health Care Consumers (CCHCC) is here to help! Please see below for more information, and to learn about CCHCC’s Medicare Open Enrollment Center and what we’ve got available for you!

Medicare Open Enrollment – from October 15 through December 7, 2020
Medicare Open Enrollment for Medicare Advantage and Medicare Part D (prescription drug plans) takes place every year from October 15 through December 7.

If you have a Medicare Advantage Plan or a Medicare Part D Plan, this is your opportunity to review your plan to make sure it will continue to meet your needs for the coming year, or to change plans, if needed.

CCHCC staff are available to schedule appointments to help answer your Medicare-related questions and to help guide you through your decisions about whether to keep or change your plans. Also, if you are going to be new to Medicare, CCHCC can help you get set up for your Medicare enrollment and the decisions you will need to make about your coverage.

In addition, CCHCC can help provide information about programs like Medicare Extra Help and Medicare Savings, that can help lower the costs of Medicare expenses for low-income seniors and people with disabilities.

If you need help with your Medicare Open Enrollment, please contact CCHCC to schedule an appointment with one of our knowledgeable staff! To contact CCHCC for help, please call our office phone and leave a voicemail message at 217-352-6533, or send us an email at cchcc@cchcc-il.org. We will contact you to schedule your appointment!

Read more.