September 26, 2022
En Español: Esta es una carta solicitando una donación para el trabajo que hace CCHCC. Si tiene preguntas sobre esta carta, o para mas información sobre donando a CCHCC, llame a (217) 352-6533 y pregunte por Chris o Adani.
Fall and winter are the busy seasons for us at Champaign County Health Care Consumers (CCHCC), as we gear up to help hundreds of local residents get their health insurance coverage during the Medicare and ACA Marketplace Open Enrollment periods.
CCHCC – which does not receive any federal or state funds – provides both direct services to local residents, and community education, so that everyone can make the best choices for affordable health insurance coverage.
CCHCC staff are the most experienced enrollment counselors in Champaign County, for Medicare, ACA Marketplace, and Medicaid insurance plans. Our services are provided for free to community members. With your support, CCHCC can provide free, vital direct services to keep our community covered.
Health insurance enrollment – We’ve got you covered! Health insurance enrollment work requires increasingly specialized knowledge and skills – whether for Medicare, or for the ACA Marketplace and Medicaid. Our federally-certified staff are the most experienced enrollment counselors in our community.
This means that anyone – young or old or in between; employed or unemployed; retired; low-income, middle-income, high income, or no income; currently insured or uninsured – can contact CCHCC and we will help them figure out what coverage is available to them, and we will help them get covered!
Medicare Open Enrollment – from October 15 through December 7. If you would like to change your Medicare Advantage plan or Part D prescription drug plan, you will have the opportunity to change for the 2023 plan year starting October 15 – December 7, 2022. CCHCC staff can help you compare plans and complete those enrollments. Even if you already like your plan, it is important to review it during open enrollment to make sure it will remain the same for the following year and continue to cover your medications and doctors.
Will you be enrolling in Medicare coverage for the first time? If so, CCHCC can help! Many people who are new to Medicare get overwhelmed by the process of signing up to begin Medicare Parts A and B coverage, and then having to decide whether or not to get an Advantage plan, a Supplement, and/or a Part D prescription drug plan. CCHCC’s experienced staff can help you learn about Medicare and help you choose the kind of coverage that best meets your needs.
Programs to make Medicare coverage more affordable. In addition to helping people sign up for Medicare coverage, CCHCC can also help evaluate each client for their eligibility for programs to help make Medicare coverage more affordable, including the Medicare Savings Program, which can help pay for certain Medicare premiums, deductibles, and co-insurance. Likewise, the Medicare Extra Help program can help pay the costs of Medicare prescription drug coverage and co-pays for people who meet the income criteria. Both the Medicare Savings Program and the Medicare Extra Help Program are underutilized, as most people who qualify for these programs do not even know about them. CCHCC can help screen individuals for eligibility for these programs, and help with the applications.
Affordable Care Act’s Marketplace Open Enrollment – November 1, 2022 through January 15, 2023. The ACA Marketplace (healthcare.gov) Open Enrollment period is now from November 1 through January 15, for people who are seeking an individual health insurance plan – usually individuals who do not have coverage through their employer – and for those who need to renew their Marketplace plan. Even if you have a Marketplace plan that you like, CCHCC encourages you to review the plan for the coming year, to make sure it continues to work for you. We also encourage you to update your information on the Marketplace, since income guidelines for subsidies, which make the plans more affordable, change from year to year. CCHCC’s federally-certified application counselors can help!
Medicaid enrollment is open year-round. Unlike Medicare and the ACA’s Marketplace, there is no open enrollment period for Medicaid coverage. Medicaid is open year-round, so people can apply for Medicaid at any time in the year. CCHCC helps community members with these applications on a year-round basis. And if you are unsure whether you qualify for Medicaid, or a Marketplace plan with a subsidy, CCHCC can help you sort it out!
Getting registered to vote, and voting in the November 2022 General Election is one of the most important things you can do as a health care consumer! Illinois now has Automatic Voter Registration (AVR)! If you live in Illinois, the most important thing you can do is to check your voter registration, and make sure your address is up to date. Checking your information in Illinois is easy! Simply go to https://ova.elections.il.gov/registrationlookup.aspx and type in your information to see your most current voter registration information. In Champaign County, you can also go to the Champaign County Clerk’s office in person, or online to look up your voter registration information.
CCHCC needs your financial support, and your active and ongoing involvement in our efforts to help our community members get covered. Please help spread the word about our services, and/or make a contribution to help support CCHCC’s ongoing advocacy and organizing efforts, as well as our enrollment work.
We thank you for your commitment, and for your ongoing support and involvement!
Champaign County Health Care Consumers